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Press and media
Yearfold is a free retirement calculator that runs 10,000 simulated market futures and models couples explicitly. We publish the data behind it so journalists and writers can check our numbers and use them.
By Mindaugas Laucius · Last reviewed October 21, 2026
Who runs Yearfold
Yearfold is built and run by Mindaugas Laucius, a technologist with more than 30 years of experience building large systems for enterprise and government clients. He is not a financial planner or adviser — the about page explains how content is checked against primary sources. Yearfold is a financial-education tool, not a registered investment adviser.
How we make money: the calculator is free. Revenue comes from display ads, an optional paid PDF report, and a paid Pro plan with ongoing plan updates. Our calculator comparisons say so up front, because we compete with the tools we compare.
Data we publish
- What a 22% Social Security cut in 2032 does to retirement odds
60 household scenarios, 10,000 simulated paths each, with a downloadable CSV (data generated 2026-10-21).
- Which states tax retirement income in 2026
All 50 states and DC: 2026 rate structure, Social Security treatment and the main retiree exclusion, each checked against the state's revenue department.
- Retirement scenarios
How much 60 combinations of age, savings and household can spend each month at 90% odds of lasting to 95.
- Methodology
How the Monte Carlo engine works, every data source, and its known limits.
Citing and reusing our numbers
- Quote any figure or table with a link to the page it came from.
- Reuse our CSV data in your own charts and analysis with the same attribution.
- Our results are probabilistic projections under stated assumptions, not guarantees or advice — please describe them that way.
Embedding the calculator
Publishers can add a free, working version of the calculator to an article with one snippet. It collects no reader data and carries a small “Powered by Yearfold” link. Get the embed code.
Brand assets
- Yearfold share image (1200 × 630, JPG)
- Yearfold icon (512 × 512, PNG)
- Headshot of Mindaugas Laucius (JPG)
Please use the name “Yearfold” (one word).
Contact
For interviews, data requests or corrections, email hello@yearfold.com.