Mindaugas Laucius

Bio

Mindaugas Laucius is a Principal Technologist and Senior Cloud Solutions Architect with 30+ years building mission-critical systems for enterprise and federal clients, leading Microsoft Azure, AWS, and Microsoft 365 transformations across commercial and government environments. He holds a B.S. in Computer Science and multiple Microsoft Certified Solutions Expert credentials, with deep expertise spanning Azure cloud, agentic AI, and enterprise automation. A self-described numbers guy, Mindaugas built this 401(k) calculator because retirement planning is, at its core, a numbers game — compounding, contribution rates, employer matches, and time. The math shouldn't be hidden behind jargon. Run your own scenarios and own the decisions.

Why Yearfold

Most retirement calculators give you one number and hide the assumptions behind it. Yearfold runs 10,000 Monte Carlo paths against documented 2026 Social Security, Medicare, and inflation data, shows the full distribution, and links every figure to a primary source. The goal is not to tell you what to do — it is to let you run your own scenarios and own the decisions.

Yearfold is a financial-education tool, not a registered investment adviser. See the methodology for data sources and limits.