State retirement tax · Nevada
Retirement tax rules for Nevada residents (2026 guide)
Nevada levies no personal income tax, so retirement income of every kind is state-tax-free. What retirees notice is a 6.85% state sales tax (8.375% combined in Clark County) and a 3% cap on yearly increases in the property-tax bill on a primary residence.
By Mindaugas Laucius · Last reviewed October 21, 2026
Rate on retirement income
0%
Taxes Social Security?
No
Approx. tax on $90k retirement income
$0
Pension carve-outs
Standard
Quick figures: a single filer with $90,000 of income, $30,000 of it Social Security.
Income tax
There is no Nevada income tax on wages, Social Security, pensions, IRA or 401(k) withdrawals, or investment income, and no estate or inheritance tax.
The 3% property-tax cap
Nevada's partial abatement limits the year-over-year increase in the property-tax bill on an owner-occupied primary residence to 3%; other residential property gets a cap of up to 8%. You designate one property in the state as your primary residence with the county assessor, so the declaration matters when you buy.
Sales tax
The statewide rate is 6.85% and counties add more — Clark County, home to Las Vegas, is at 8.375%. Groceries and prescription drugs are exempt.
Worked examples
How the 3% cap works
- This year's tax bill on your primary residence: $3,000.
- Values jump 12%. Next year's bill is capped at $3,000 × 1.03 = $3,090.
The bill can grow $90, not $360.
Retirement income
- $80,000 of pension and IRA income + $32,000 of Social Security.
Nevada income tax: $0.
Run your own numbers — pick Nevada in the calculator’s Taxes tab for a year-by-year estimate. Or compare all 50 states and DC.
Thinking about a move? The free state-to-state retirement tax comparison puts Nevada next to any other state on your own income.
Nevada questions
Do I have to do anything to get Nevada's 3% cap?
Make sure the county assessor has your home recorded as your primary residence; otherwise the higher rental/other cap applies.
Does Nevada tax pensions or IRA withdrawals?
No. Nevada has no personal income tax.
What sales tax will I pay in Las Vegas?
8.375% in Clark County, made of the 6.85% statewide rate plus county taxes; groceries are exempt.