PRICING · SIMPLE · NO UPSELLS
Free forever. Premium when you need it.
The calculator itself is free for everyone. Premium adds multi-scenario comparison, couples, and annual re-run reports.
FREE
$0
forever, no credit card
- Full 10,000-path Monte Carlo
- Spouse & dependent modeling
- Social Security claim-age optimizer
- One saved plan per email
- PDF plan summary (pay per export)
PRO
Coming soon$12
per month · $99 annual
- Everything in Free
- Unlimited saved scenarios
- Side-by-side scenario comparison
- Tax-location optimizer (Roth/tIRA)
- Annual re-run reminder + report
- Unlimited PDF exports
COUPLES
Coming soon$19
per month · $149 annual
- Everything in Pro
- Two-user household accounts
- Joint & survivor analysis
- Dependent-care cost forecasts
- Legacy & estate planning view
- Priority email support
HOW WE COMPARE · Same tool, one-fifth the price of most alternatives.
Common questions
Can I use Yearfold without paying?
Yes. The full 10,000-path Monte Carlo, spouse modeling, and Social Security optimizer are free forever. Pro adds saved scenarios, side-by-side comparison, and PDF exports.
Do you sell my financial information?
No. Your inputs stay in your browser unless you save a plan. We don't sell data, don't share with advisors, and don't have an affiliate-only model.
How is Yearfold different from ProjectionLab?
ProjectionLab is a powerful, deeply-customisable planner aimed at FIRE-focused single-account modeling. Yearfold's angle is family-aware retirement planning at $99/yr — couples, dependents, joint Social Security claim optimisation, and survivor-benefit modelling come standard. If you're a single FIRE planner who lives in spreadsheets, ProjectionLab probably wins. If you have a partner and you'd rather click than configure, Yearfold is built for you.
What if I want to cancel?
Cancel any time from Settings. Subscriptions stop at the end of the current billing period; we don't claw back retroactive amounts.
Do you offer refunds?
Yes — 14-day money back on any subscription, no questions asked.