Honest about the money

Affiliate disclosures

Yearfold has no affiliate partners right now. No link on this site earns us a referral fee. We make money from Pro and Couples subscriptions and the one-time PDF report. If we ever take on a partner, it will be listed on this page — with what Yearfold earns — before a link to it appears anywhere on the site.

How we choose partners

We refuse partnerships with whole-life insurance pitches, leveraged ETFs marketed to retirees, and any product that takes custody of your assets without transparent fees. Any partner on this page is one we would suggest to a family member.

A referral fee never changes which recommendation you see. If a fiduciary advisor would say “don't do that,” Yearfold says it too. If you ever feel a recommendation here was conflicted or wrong, write to hello@yearfold.com.

Yearfold is a financial-education tool, not a registered investment adviser. Nothing on this page is investment, tax, or legal advice. Last reviewed November 1, 2026.